MocaMoca API Integration • Fast Disbursement and Repayment API

Standard Deliverables

• API definitions (OpenAPI / Swagger) with sample requests/responses
• Runnable backend implementations (Node.js / Python / Go optional) and deployment scripts
• Protocol and authorization chain analysis reports (Token, Session, Signatures, Callback verification)
• Automated test scripts, Postman collections and integration test cases
• Compliance recommendations (KYC, privacy, data retention, audit logs)

API Examples (Pseudo-code)

POST /api/v1/mocamoca/loan/apply
Content-Type: application/json
Authorization: Bearer 
{
  'user_id': 'user_12345',
  'product_id': 'loan_standard_90d',
  'principal': 5000,
  'term_days': 180,
  'device_info': {...},
  'kyc': { 'id_type':'passport','id_number':'P1234567' }
}

Response: {
  'status':'APPROVED',
  'loan_id':'LN20251008_0001',
  'disburse_amount':5000,
  'service_fee':500,   // platform fee
  'interest_total':246, // calculated by APR
  'schedule':[ { 'inst_no':1,'due_date':'2026-04-08','amount':957 }, ... ]
}

Key Integration Scenarios

Disbursement middle-office, repayment callback reliability, installment billing generation, customer notifications (SMS/push), dispute and refund handling, late fee rules and financial reconciliation.

Compliance & Privacy

All implementations are based on client authorization or publicly available/authorized data access. We avoid non-compliant methods (e.g., unauthorized penetration testing). When necessary, we use legitimate techniques such as reverse engineering / protocol analysis and recommend NDA and compliance statements to protect end-user privacy and data security.

Core Advantages

• Many years of financial and mobile protocol analysis experience (lending, payments, risk control)
• Produce production-ready source code and SDKs (Node/Python/Go)
• Strong focus on compliance: KYC, AML, data minimization
• Production-ready: CI/CD, containerized deployment and monitoring integration

API Integration Quick Start Guide

1. Preparation: provide target App name (already provided), business scenario (e.g., loan application, disbursement, repayment), test accounts or credentials (if any).
2. Protocol assessment: we conduct 2–5 business days of protocol and data source availability analysis.
3. Implementation: deliver core APIs (loan application, disbursement, repayment callbacks, transaction inquiry) with sample SDKs prioritized.
4. Validation & Delivery: provide automated tests, Postman collections, OpenAPI documentation, and deployment instructions.
5. Operations support: optional 30/90-day production monitoring and issue remediation service.

About Us

We are a technical studio focused on app protocol analysis and third-party API authorization integration. Our team has hands-on experience in banking, payment gateways, and fintech projects. We provide end-to-end delivery: protocol analysis → API implementation → testing → compliance recommendations to global clients.

• Supports Android and iOS API implementations
• Deliverable SDKs, sample apps, and operations scripts
• Transparent pricing, entry-level service from $300, pay after delivery per contract

Contact Information

To start a project or request a quote, please click the contact page below to submit the target App name and specific requirements:

Go to Contact Page

Collaboration Flow (Sample)

1. Submit requirements → we assess and return scope and quote (1–3 business days).
2. Sign contract and NDA (if required).
3. Protocol analysis and sample API design (2–5 business days).
4. Development and internal testing (3–10 business days).
5. Delivery, acceptance and go-live support (1–3 business days).